All In Credit Union
Get quick loans from $200–$1,000 at 28% APR, with easy approval and funds available in minutes. No credit check is required. Simple 6-month repayment and transparent fees.
All In Credit Union’s Payday Assistance Loan is an accessible solution for those who need short-term funds quickly and without hassle. Offering loans from $200 up to $1,000, applicants enjoy a fixed 28% APR and a six-month repayment window. Notably, there is no credit check, making this option attractive for individuals worried about their credit score. A non-refundable $20 application fee applies, except for applicants protected under the Military Lending Act. Approved borrowers generally have the funds deposited in their account within 15 minutes, although some delays may occur during after-hours or holidays.
How to Apply
- Ensure you are the primary owner of an eligible All In checking account in good standing.
- Complete the simple online application, available 24/7.
- Submit the $20 application fee when you apply.
- Wait for approval—no credit check is required.
- If approved, receive your cash directly into your account, often within minutes.
Pros
The greatest strengths of this loan are the speed and accessibility it offers. Applicants do not undergo a credit report review, making it suitable for those with poor or no credit history.
Additionally, the 28% APR is many times lower than traditional payday loans, which often carry rates exceeding 300%, saving borrowers significant money.
Cons
Each application incurs a $20 fee, which is not refunded regardless of approval. This can add up for repeat users and should be considered before applying.
Borrowers must have an eligible All In checking account in good standing, which can limit availability for new customers who must first qualify and open the required account.
Our Verdict
The Payday Assistance Loan from All In Credit Union presents a much-needed alternative to costly payday loans. While there are some eligibility requirements and fees to consider, the transparent rates and fast funding make this loan worthwhile for those who need quick, responsible financial help.